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Explained: Silicon Valley Bank (SVB) Crisis

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Central idea: The shutdown and takeover of Silicon Valley Bank (SVB) by US regulators has raised questions on how it impacts India’s startup industry. It was an important partner for the global startup economy.   Silicon Valley Bank (SVB) It is a financial institution that provides banking services to the technology industry and venture capital firms. Founded in 1983, it has since become the go-to bank for startups and entrepreneurs in Silicon Valley and beyond. It is unique in that it understands the specific needs and challenges of the tech industry, and provides a range of services that cater to startups, including loans, deposits, and investment management. It has become a critical player in the startup ecosystem, providing funding and financial services to many of the world’s most successful startups, including Tesla, Uber, and LinkedIn. What is SVB crisis? SVB Financial Group runs one of the largest American commercial banks – Silicon Valley Bank. Last week...

Why did Silicon Valley Bank fail and is a financial crisis next?

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The collapse of Silicon Valley Bank (SVB) has sent shockwaves through financial and tech circles. On Friday, United States regulators seized the assets of the Santa Clara, California-based bank after depositors began withdrawing funds en masse amid fears over the lender’s financial health. Since then, financial regulators around the world have raced to contain the fallout of SVB’s collapse, the biggest bank failure in the US since 2008, and shore up confidence in the global financial system. Why did SVB collapse?   As SVB’s name suggests, the bank’s business focused heavily on US technology startups. During the COVID-19 pandemic, the lender saw a surge in deposits as tech companies profited from providing entertainment and delivery services to people confined to their homes. SVB invested much of this cash in US government bonds — traditionally one of the safest types of investment. SVB’s troubles began when the US Federal Reserve started raising interest rates last ye...
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Top Group Discussion (GD) Topics 2023 What is a Group Discussion or GD? A GD is usually of  20-25 minutes  wherein a topic is given to a group of students to discuss. Students are given about five minutes to prepare trending GD topics before the discussion is started. During the discussion,  panelists observe speakers  for spoken English, confidence, clarity of thoughts, ability to present an argument convincingly and leadership quality as these qualities are necessary for an individual to succeed as a business manager or an administrator. What Skills are Judged in a GD? Group discussion technique is a very effective way to judge an candidate / aspirant’s ability to work in a group. Given below is the  list of qualities judged during the Group Discussion: • How good is your communication skill • How confident you are in interacting with the other group members • How open-minded you are in acknowledging diverse points of views • How flexible ...

Campus Interview Decathlon Questions

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  Interview questions at Decathlon Commonly asked questions, as reported by candidates General question related to maths for apptitude and much related to the sport we are intrested in Tell me about yourself, Passion sports which you play, why you want to work in Decathlon. and on the basis of your answers questions will be asked Tell us about yourself. hobbies. which sport and why? weakness/strength with examples. where do you see yourself in 5 years? whats your dream? why decathlon?

Discovering Your Strengths: HR Questions for First-Time Job Seekers

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  Landing a dream job not just requires a strong resume and technical knowledge, it also involves being able to answer difficult HR interview questions gracefully. With that in mind, we sought out some of the most challenging HR questions and provided expert advice on how to answer them. Read on to learn more! Importance of HR Interview Questions The goal of any HR interview is to assess a candidate's qualifications for the job they are interviewing for. HR interview questions help interviewers to determine whether or not a candidate is a good fit for the desired position. Every question is thoughtfully crafted to draw information that will either support or detract from a candidate's suitability. The most common questions in HR interviews are about a candidate's past experiences, education, and skills. HR Interview Questions and Answers for Freshers  Q. Tell me something about yourself? This question is usually the first question in an interview, and it is a way to break t...

Can you give me a brief introduction? : Tips

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  How To Introduce Yourself In An Interview: Key Points Mention these key pointers in your self-introduction in an interview: Who You Are  [Name, where you are from, some personal background, walk me through your experiences, ] What have you studied  [educational qualifications] Focus on your work, past achievements in job, internships, and workshops and achievements related to the interview. Any  professional  training or experience Additionally, some   hobbies or interests   Self Introduction in Interview Sample for Freshers Sample 1 Hi, my name is Ashley Harris. I am a recent graduate from Miranda House, Delhi University where I completed my  bachelors in English Literature .  There  I worked as the editor of the yearly periodical at Miranda House and also completed two internships at Caravan and The Indian Express. I was excited to find this position as an Assistant Editor at your org...

SWOT analysis

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  SWOT analysis is a strategic planning tool used to evaluate the strengths, weaknesses, opportunities, and threats of a business or organization. A detailed SWOT analysis involves a thorough examination of each of these four factors. Strengths: The strengths of a business are its internal characteristics and resources that give it a competitive advantage over other businesses. Some examples of strengths in a SWOT analysis might include a strong brand reputation, a skilled and experienced workforce, proprietary technology or patents, loyal customer base, established distribution channels, efficient processes or cost advantages. Weaknesses: The weaknesses of a business are its internal characteristics and resources that put it at a disadvantage compared to other businesses. Some examples of weaknesses in a SWOT analysis might include poor financial performance, lack of brand recognition, outdated technology, poor customer service, low employee morale, or limited resources. Opportun...